Small Loans

Small Commercial Loans

Small Balance Multi-Family & Mixed-Use Loans from $250,000 to $2,000,000
No Tax Return Needed to Qualify.
- Rates from 6% to 9%
- Loan Amounts from $250K-$2MM
- Loan Purpose: Purchase, Cash Out, Refinance
- Personal or Business tax returns NOT used to qualify, investor or owner occupied
- Loan Product: Fixed Rate for 5-Year or 7-Year Hybrid with 20, 25, 30-year amortization
- 80% LTV on all Tier 1 properties and this includes cash-out transactions
- Recently stabilized – we only need 75% economic occupancy for the preceding 90 days at a 1.15 DSCR
- No seasoning on title and the ability to use appraised value vs cost basis
- Out of state investors OK

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